&Alex Pty Ltd (Alex) is not authorised by the Australian Prudential Regulation Authority (APRA) to conduct banking business in Australia. Alex has applied for authorisation to conduct banking business in Australia, initially for a limited period as a restricted authorised deposit-taking institution (ADI).
The Canstar 5-Star Rating was awarded on 5th November 2020 for the Unsecured Personal Loan - Excellent Credit product for the Unsecured Personal Loan profile.
Alex personal loans are available for a minimum of 6 months to a maximum of 5 years. Interest rates range from 5.45% to a maximum Annual Percentage Rate (APR) 19.99% p.a. (comparison rate* 5.45% to 19.99% p.a.). Based on our average interest rate of 12.99% p.a. (comparison rate* 12.99% p.a.), the total repayments of a loan for $30,000 over a 5 year term would be $40,825.95 (including an establishment fee of $0).
*Comparison rate based on $30,000 unsecured loan amount and 5 year loan term. This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and costs savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. Terms, conditions, fees and charges apply.
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Alex Pty Ltd | ACN 627 244 848 | Australian Credit Licence 510805 | Copyright © 2021 Alex IP Pty Ltd