I agree that by checking this box, I consent to the following matters:
Alex Pty Ltd (ABN 13 627 244 848) (Alex) will communicate with me electronically with respect of all matters concerning my application for finance/credit facility.
This consent and authority will apply to all communications permitted to be made electronically by law, including but not limited to statements, notices, documentation or any other information that Alex may give to me.
Alex will rely on this consent to communicate with me by email to the email address that I have provided to Alex, or by text message to the mobile phone number that I have notified to Alex, or to make a notice available for me (including electronically) to access the communications on Alex’s website, for example through the provision of a hyperlink delivered to my nominated email or displayed as part of the application process.
Alex may no longer send paper copies of notices and other documents to me but may elect to do so in certain circumstances including when compelled by consumer credit laws.
I will maintain and regularly check my nominated email address or any other electronic equipment or services to ensure they are always capable of receiving electronic communications and will check to see if I have received any electronic communication from Alex on a regular basis.
I am responsible for, and have the facilities to enable, printing or saving information, notices or other documentation that I receive from Alex electronically.
I will be deemed to have received any notice or document sent to me by Alex by means of electronic communication.
If required, I may be able to request Alex for paper copies of certain notices and other documents, however it is within Alex’s sole discretion to accept such request.
I may withdraw this consent to receive electronic communications at any time by notifying Alex at email@example.com however withdrawing this consent may result in terminating my agreement with Alex.
&Alex Pty Ltd (Alex) is not authorised by the Australian Prudential Regulation Authority (APRA) to conduct banking business in Australia. Alex has applied for authorisation to conduct banking business in Australia, initially for a limited period as a restricted authorised deposit-taking institution (ADI).
The Canstar 5-Star Rating was awarded on 5th November 2020 for the Unsecured Personal Loan - Excellent Credit product for the Unsecured Personal Loan profile.
Alex personal loans are available for a minimum of 6 months to a maximum of 5 years. Interest rates range from 5.49% to a maximum Annual Percentage Rate (APR) 19.99% p.a. (comparison rate* 5.49% to 19.99% p.a.). Based on our average interest rate of 12.99% p.a. (comparison rate* 12.99% p.a.), the total repayments of a loan for $30,000 over a 5 year term would be $40,825.95 (including an establishment fee of $0).
*Comparison rate based on $30,000 unsecured loan amount and 5 year loan term. This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and costs savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. Terms, conditions, fees and charges apply.